serving INDEPENDENT BUY HERE PAY HERE DEALERS AND AUTO FINANCE COMPANIES for over 20 years
Know where your business stands.
Then make it stronger.
Profilocity provides a health check and roadmap for your business. We evaluate your operation the way lenders and capital providers do, show you where you're strong and where the gaps are, and bring the resources to help you get where you want to go.
FINANCIAL SERVICES
Helping dealers uncover missed profit and improve capital readiness.
REINSURANCE
Protect more of the money your dealership should be keeping.
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Profits with Velocity
Build a better business.
Advance better capital.
Profilocity is the Business & Capital Advancement Platform built for the Alternative Auto Finance industry — helping dealers and finance companies strengthen operations, protect assets, and reach their next and best capital position.
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Integrated Platform
3
Core Channels
∞
Integrated Platform
OUR SERVICES
One partner
for the whole operation.
Every service connects back to your roadmap, so each one moves the same numbers: cash flow, portfolio performance, and access to capital.
Capital & Portfolio Services
Lines of credit, warehouse facilities, portfolio purchases, and the reporting lenders want to see.
- Lines of Credit
- Warehouse Facilities
- Portfolio Intelligence
GPS Technology
The right GPS for your portfolio, matched to your operation, to protect collateral and keep payments on time.
- Asset Tracking
- Payment Reminders
- Portfolio Monitoring
Reinsurance
Build dealer-owned reinsurance around CPI, service contracts, and GAP, and keep more of the profit you already generate.
- CPI, Service Contract & GAP Programs
- Wealth Creation
- Third-Party Administration
Collections Resources
Account servicing, a repo directory, skip tracing, and more in our Resource Center.
- Account Servicing
- Repo Directory
- Skip Tracing
The Profilocity Pathway™: a health check and roadmap for your business.
Most dealers only find out how a lender sees them when they apply for a line and get turned down or offered worse terms. The Pathway shows you first. We establish your Capital Readiness Index™, then build a step-by-step plan to raise it.
1. Assess
Your business, financials, and portfolio.
2. Score
Your Capital Readiness Index™.
3. Advance
A roadmap and the resources to execute it.
Our Core Channels
Do you know your Capital Readiness Index™?
Every consumer should know their credit score and every business should know its Capital Readiness Index™ — a single measure of your ability to attract, deploy, and grow your capital position.
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0Qualified
Capital readiness
Who We Serve
Built for independent operators.
Profilocity was born in alternative auto finance. We work with independent Buy Here Pay Here dealers and auto finance companies, the operators larger providers tend to overlook.
Buy Here Pay Here Dealers
Independent Auto Finance Companies
Industries We Serve
Built for the operators others overlook.
Buy Here Pay Here Dealers
Independent Dealers
Franchise Dealers
Credit Unions
Independent Finance Companies
Specialty Finance Companies
Portfolio Investors
Capital Providers
Let's Advance
Ready to take your
business to the next level?
